I just thought I'd share these two articles with everyone. No matter the age I think they offer great advice. Those of you with 20 something children can pass on the second link.
10 FINANCIAL COMMANDMENTS FOR YOUR 30s
1. Pay off your non-mortgage debt
2. Kick the dbt cycle altogether
3. Get serious about retirement
4. Diversify your investments
5. Continue to learn
6. Protect your assests
7. Live simply
8. Make your will known
9. Get a life....insurance policy
10. Be charitable
10 FINANCIAL COMMANDMENTS FOR YOUR 20s
1.Plan ahead
2. Live within your means
3. Make saving a habit
4. Pay off your credit cards
5. Start investing
6. Establish credit
7. Have a marketable skill
8. Cut the financial umbilical cord
9. Marry wisely
10. Have some fun!
Wednesday, March 25, 2009
Wednesday, March 18, 2009
Spring Events in Kennesaw
Spring officially starts this Friday!
In downtown Kennesaw this Saturday we can all get out and enjoy the warmer weather at the annual Touch-A-Truck event. This is a great free family outing! Cobb County Police & Fire Departments will have their vehicles out for kids to see, sit in and touch. The Kennesaw Public Works department will also have a variety or vehichles and equipment for the kids to check out. There will also be a horse and buggy, tricylces, earth movers, party buses and a giant roller skate. Come by and check it out!
WHAT
WHEN
March 21st
10am-2pm
WHERE
Kennesaw's Depot Parking Lot
*Free hot dogs and beverages while they last
Bring your camera for lots of great shots!
This is one with our little guy a few years ago inside a digger!
OTHER UPCOMING EVENTS:
Kennesaw's Easter Egg Scramble
Saturday April 4th
Saturday April 4th
Swift-Cantrell Park
11am-1pm
Thousands of goody filled eggs and wrapped candy treats
The scramble begins at 11am sharp and is divided into 3 age groups
(0-3, 4-5 and 6 & Up)
33rd Annual Big Shanty Festival
April 18th & 19th
Downtown Kennesaw
Parade on Saturday, Over 200 Artisans, Performers, Food & Games
Saturday 10-6pm
9:30 Parade
Sunday 12-5pm
Friday, March 6, 2009
Thursday, February 26, 2009
March Newsletter
Did you receive your newsletter this weekend? I hope so and if you know someone who would like to get the same great information please let us know. This month's issue had a great piece on Correctly Pricing You Home for Today's Market, Low Cost Ways to Going Green and a calendar full of March Events! 
Don't forget to change your clocks and
Spring Ahead
on Sunday, March 8th!
Also, on the calendar are holidays I didn't know existed:
Monday, March 9th - National Get Over It Day
(That's a great way to start a week!)
Monday, March 16th - Beginning of National Spring Fever Week
(Does that mean I have to start Spring cleaning? I know a good cleaning service, does that count?)
Sunday, March 22nd - International Goof Off Day
Thursday, March 26th - Make Up Your Own Holiday Day
And don't forget St. Patty's Day!
Tuesday, March 17th 
Thursday, February 19, 2009
American Recovery & Reivestment Act of 2009
American Recovery & Reivestment Act of 2009
Here is a link to the National Association of Realtor's website to explain how our industry is affected by the Recovery & Reinvestment Act. Find out more about the homebuyer tax credit, Fannie and Freddie Mac loan limits, neighborhood stabilization, low income housing grants and much more.
First Time Buyer Tax Credit
Do you know someone who qualifies for the first time homebuyer tax credit? If so please pass along these 6 important things to know:
While the proposed $15,000 home-buyer tax credit died in negotiations between the House and the Senate, the $787 billion stimulus bill that President Barack Obama signed into law Tuesday includes a similar--albeit smaller--measure designed to help revive the real estate market. Here are six things you need to know about the freshly-enacted $8,000 first-time home buyer tax credit.
1. Eight grand, new buyers: The tax credit included in the economic stimulus legislation is much narrower than the $15,000 proposal. This credit is equivalent to 10 percent of the purchase price of the home--although it's capped at $8,000--and applies only to first-time home buyers and principal residences. But unlike an earlier $7,500 home buyer tax credit, this one does not have to be repaid.
2. First time buyers defined: For the purpose of this legislation, a "first-time home buyer" is someone who hasn't owned a principal residence for three years before buying a house. (The date of purchase is considered the day that the title is transferred.) That means if you've owned a vacation home--but not a principal residence--within the past three years, you would still qualify for the credit.
3. 2009 buyers only: Only those who purchase a home on or after January 1 and before December 1, 2009 are eligible for the credit. Anyone who bought a home last year won't be able to take advantage of it.
4. Income limits: The tax credit is subject to income limitations. Single buyers need a modified adjusted gross income of $75,000 or less to qualify for the full credit, that's $150,000 for married couples. Those earning more than these thresholds may be eligible for reduced credits.
5. Refundable: Because the tax credit is "refundable," qualified buyers can take advantage of it even if they don't have much tax liability.
6. Recapture: Buyers have to own the home for at least three years in order to capitalize on the credit. If they sell the home before then, they will have to return the credit to the government. (Exceptions will be made in certain cases, such as death or divorce.)
While the proposed $15,000 home-buyer tax credit died in negotiations between the House and the Senate, the $787 billion stimulus bill that President Barack Obama signed into law Tuesday includes a similar--albeit smaller--measure designed to help revive the real estate market. Here are six things you need to know about the freshly-enacted $8,000 first-time home buyer tax credit.
1. Eight grand, new buyers: The tax credit included in the economic stimulus legislation is much narrower than the $15,000 proposal. This credit is equivalent to 10 percent of the purchase price of the home--although it's capped at $8,000--and applies only to first-time home buyers and principal residences. But unlike an earlier $7,500 home buyer tax credit, this one does not have to be repaid.
2. First time buyers defined: For the purpose of this legislation, a "first-time home buyer" is someone who hasn't owned a principal residence for three years before buying a house. (The date of purchase is considered the day that the title is transferred.) That means if you've owned a vacation home--but not a principal residence--within the past three years, you would still qualify for the credit.
3. 2009 buyers only: Only those who purchase a home on or after January 1 and before December 1, 2009 are eligible for the credit. Anyone who bought a home last year won't be able to take advantage of it.
4. Income limits: The tax credit is subject to income limitations. Single buyers need a modified adjusted gross income of $75,000 or less to qualify for the full credit, that's $150,000 for married couples. Those earning more than these thresholds may be eligible for reduced credits.
5. Refundable: Because the tax credit is "refundable," qualified buyers can take advantage of it even if they don't have much tax liability.
6. Recapture: Buyers have to own the home for at least three years in order to capitalize on the credit. If they sell the home before then, they will have to return the credit to the government. (Exceptions will be made in certain cases, such as death or divorce.)
DO YOU KNOW A FIRST TIME HOME BUYER? WE LOVE THE THRILL OF HELPING SOMEONE BECOME A HOMEOWNER FOR THE FIRST TIME!
FOR THE FULL VIEW OF THIS ARTICLE FROM US NEWS & WORLD REPORTS CLICK HERE
FOR THE FULL VIEW OF THIS ARTICLE FROM US NEWS & WORLD REPORTS CLICK HERE
We've Been Staying Busy!
I know I've been delinquent on updating the blog! We listed 3 new homes last week and have been working on new marketing for our listings. Below are our current listings and links to a Postlet for each home. This great marketing tool allows our listings to be seen on websites like Google, Zillow, Trulia and over 12 other sites.
If you or anyone you know have any real estate needs please call or email us and let us know how we can help. As we continue to build our business our clients and their referrals are the heart of what we do.
Courtland Circle
Brown Store Road
To View the Entire Gallery - Click Here
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